Interest rate is low which is good, the problem is with the app. I feel it was design to easily entrap users to take a loan they may not need. Once you sign in 1st time app remain logged in, there is no logout option. A loan option is selected by default with a button that once clicked whether deliberately or by error it automatically process a loan for you. Once it start processing you can not cancel. It happened to me, now am being made to take and pay for a loan I didn’t want. This is wrong
The app is very easy to use, and I’ve never had any issues with it. I can make payments seamlessly using my Opay bank without stress. However, the loan interest is too high. Borrowing ₦100,000 and having to repay ₦143,000 in just one month feels excessive. I hope they can reconsider their interest rates to make loans more affordable for users.
The call spamming are too much, I do not like it at all. I have blocked and blocked but you guys still keep calling with multiple numbers. And the most annoying thing is that you didn’t make an option to deactivate account. I need to stop getting those calls. I am not interested in the app anymore. Just wanted to see what taking a loan could be like and at the end of the day, I didn’t even take any loan. Please, create an option for users to deactivate account. I need to DEACTIVATE my account!!
Its a good app so far, once you fill the first registration, you can keep applying without hassles. But, I think the interest rate is too high, and it takes too long after loaning with them before they open the longer tenure. It has served me well so far whenever I’m choiceless, but you guys can do better and gain more grounds if the interest rate is lower. Especially for those that has been consistent with you guys without defaulting. Hence my 3stars
EaseMoni is just like the name (EASY MONEY) Absolutely the best loan app out there. No hassle, no stress, no glitches, no harrassment or embarrassing calls, no unnecessary reminders, no in-app apps. very smooth, low interest rate, long duration for payback and very fast. just a few details and you have your loan disbursed into your account without wasting time. And your loan amount will keep increasing as long as you keep on paying back when due. Am loving this app. keep it up Easemoni.
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