Xcreditplus Loan app allows you to get a loan up to ₦100,000 in an easy, safe and reliable manner.
So if you are in need of urgent cash loan to sought out urgent issues, Xcreditplus helps you to embark on a Financial Freedom Journey
Xccreditplus loan app is the product of Xgo Finance Limited, a registered finance company that has its head office in Lagos.
For more information on the approval of the company that produced Xcreditplus loan app click here.
One can suffice it to say that Xcreditplus welcomes you to the world of finance, where millions trust the app to bring flexible, instant credit options to their fingertips.
Therefore if you need to borrow up to ₦80,000 quickly, no need to wait. Take control of your financial destiny with xcreditplus – your instant, reliable loan companion.
In this article, we will discuss the several benefits of Xcreditplus Loan facility and how you can access up to N100, 000 cash from it instantly as well as the interest rate and other conditions attached thereto..
Main Benefits of XCreditplus Loan
Listed below are some of the benefits of Xcreditplus Loan;
✔ With Xcreditplus No paperwork, no collateral, no registration fees
✔ Only a single ID and Bank Account are all you need
✔ You are allowed Flexible repayments – up to 180 days
✔ You can equally expand your credit limits exponentially
✔ You will enjoy the industry’s lowest rates – as low as 0.1% per day.
Other Benefits XCreditplus Loan
Other benefits of going for Xcreditplus Loan facility are:
- Opportunity to borrow for up to 180 days
- Repayment schedule flexibility with cost adjustment
- Crystal-clear fee descriptions; no hidden charges or unsuccessful application fees
- Enjoy daily interest rates as low as 0.1% (₦10 per day for borrowing ₦10,000)
- Grow your limit up to ₦ 100,000 quickly
- Secure your personal data with SSL encryption
- When you are late on repayment, you will still be treated with respect
- You can refer friends and earn ₦3000 off your next loan
How To Apply For XCreditplus Loan
To Apply for Xcreditplus Loan Facility simply follow the underlisted steps:
1. Download the Xcreditplus app from play store.
2. Provide basic information required, so as to allow the app customize your credit score.
3. Specify your preferred loan amount and repayment date
4.Receive funds directly in your bank account
5. Repay with ease using our online payment or USSD code
6. Apply for your next loan round with a higher limit, post repayment.
Eligibility For XCreditplus Loan
To qualify for Xcreditplus Loan, you must meet the following conditions:
✔️ Must be a Nigerian resident aged 18+ years
✔️ Must have a valid ID and a mobile number.
Terms of XCreditplus Loan
• Credit limit: ₦4,000 – ₦100,000
• Daily interest rate: 0.1%-0.6%
• Maximum APR: 36.5% – 182.50%
• Loan duration: 90-180 days
Details of XCreditplus Loan Interest/Fees
For example: If your loan principal is ₦4000 Payment period is 120days, and the daily rate is 0.1%; then the total fee should be ₦4000 * 0.1%*120 = ₦480.
And the total repayment amount should be ₦4000+(₦4000 * 0.1%*120)=₦4480
If you choose to make a one-time repayment, then you will make a one-time repayment of ₦4480 after 120 days.
If you choose to make monthly repayments, your monthly repayment amount will be ₦4480/4 = ₦1120.
It is believed that the information in this article gives you insight into Xcreditplus Loan app, how it works, how you can get up to N100,000 instant cash using the app as well as the applicable interest and repayment terms.
So do well to access your needs properly before deciding, while taking into consideration other finance and loan options open to you before taking your final decision.
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