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Standard Chartered Bank Personal Loan – Requirements And How To Get It without Collateral

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Are you a worker, looking for a loan facility with affordable interest rate and liberal repayment period to enable you attend to some personal needs or make some personal investments, then search no more as Standard Chartered bank Personal loan product discussed in this article is for you.

In this article, we will look at the main features and requirements as well as other relevant details of Standard Chartered Bank Personal Loan Product.

The information provided in this article concerning this product is based on information available from the owners of the app and in no way represents the opinion of growfinance and it’s authors.

Features Of Standard Chartered Bank Personal Loan

This loan Product has the following main features:

1. No Security Required:

Loans are fully unsecured with no security required.

 

2. Take Over Facility

The bank can help you move your loan with another bank to take advantage of their competitive terms.

 

3. Easy Repayment

Repayment directly from your account with them.

 

4. No Preliquidation Charges

You can make free partial or full liquidation at your conveninece through our 24/7 online banking.

5. Convenience

They have Wide range of channels where you can make repayment.

 

6. Top Up For Your Needs

If you need additional financing during your loan tenor, they offer you a top up as long as you have made regular repayments

7. Flexible tenor up to 60 months of repayment period.

8. Interest Rate:  As low as1.84% interest rate per month

Requirements To Apply For And Get Standard Chartered Bank Personal Loan

 

To qualify for and get Standard Chartered bank Personal loan you must meet the following basic  Eligibility criteria:

1. Nigerian Residents: You must be a Nigerian resident o qualify for the loan.

2. Age: You must be From 21- 60 years

3. Min Loan: ₦175,000

4. Max loan: ₦35,000,000

5. Min Salary: ₦120,000.00

6. You must be an Employee of one of Reviewed and Approved Companies.

Documents Required For Standard Chartered Bank Personal Loan

The following documents are required to proceed the Standard Chartered Bank Personal Loan:

1. Completed application form

2. Bank statements for the last 3 months

3. Pay slips for the last 3 months

4. Letter of Awareness from employer to domicile your salary with Standard Chartered Bank

 

Contact Details Of Standard Chartered Bank

In case you have need for further information on this loan Product, you may do well to contact the bank using any of the channels below:

 

Call their hotline for further information.

+2348001235000

(Toll free number)

 

01 2704611 – 4

(When dialing in Nigeria)

 

+234 1 2704611 – 4

(When dialing from overseas)

 

Email:

You can contact the bank via email route provided in the banks website:

https://www.sc.com/ng/borrow/personal-loan/

 

You can Visit their branch that is nearest to you.

In conclusion, the above information about Standard Chartered Bank Personal loan is provided to assist you when you have need for loan to enable  you weigh this against other options open to you so as to take an informed decision. We equally advise that you check up our posts on alternative to loans.

 

Equally note that our website, growfinance, neither provides loans and other  banking services nor promotes any lender over the other but merely gives information to the public based on information available from lenders and banks such as Standard Chartered Bank.

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