United Credit Loan App – Get Flexible Loans For Financial Freedom.

United Credit gives you access to quick online loan to enable you attend to urgent personal and business needs that may come up from time to time.  One can simply say that United Credit gives you access to Quick Financial Freedom.

The information provided in this article concerning this app is based on information available from the owners of the app.

Step by step guide To Access United Credit Loan:


1. Download United Credit Loans App

Visit Google Play Store. Search for United Credit Loans App and download it on your mobile.


2. Fill short application form

After downloading our app, enter the amount you would like to calculate.


3. Receive money on your mobile money account

Your application will be evaluated and when it is approved, you will receive money on your account.

This App offers the following calculators for both Android Mobile Phones & Tablets.



1) Basic Loan Calculator (Basic Mortgage Calculator / Basic EMI Calculator)

2) Advanced Loan Calculator (Advanced Mortgage Calculator / Advanced EMI Calculator)

3) Simple Interest Calculator

4) Compound Interest Calculator (Future Value Calculator)




* Reverse Loan calculations (find out one of Loan amount, Interest rate, Loan term or Monthly repayment given the other 3 values)


* Make Pre-payments (Extra Repayments) and find out interest savings, loan term reduction


* Input Interest rate (%) changes and find out impact on monthly repayment, loan term


* Loan Offset Account saves the interest you pay. Helps to pay off loan faster


* Repayment Holiday (interest only) period calculations


* Track various Loan expenses such as Fees, Insurance, Tax, Maintenance charges, etc


* Save loan calculations



* Calculates positive & negative amounts

* Calculates simple and compound interest for lump sum deposit/withdraw, regular deposit/withdraw & both

* Various deposit/withdraw frequencies – Daily, Weekly, Fortnightly, Monthly, Bi-Monthly, Quarterly, Thrice-Yearly, Half-Yearly & Yearly

* Ability to increase or decrease the regular Deposit/Withdraw amount every year by a certain amount or percentage

* Ability to specify a particular Term (duration) for regular Deposit/Withdraw irrespective of the Total Term

* Various Compounding frequencies – Daily, Weekly, Fortnightly, Monthly, Bi-Monthly, Quarterly, Thrice-Yearly, Half-Yearly & Yearly

* Positive(+) or negative(-) Interest Rate (%) helps in calculating Profit or Loss scenarios

* Displays Maturity Amount, Total Amount Deposited & Total Interest Earned

* Yearly and Monthly reports in a tabular format show how your investments are growing

* You can E-mail both yearly and monthly reports

* You can visualise results through intuitive Graph & Chart

* Contains in-built User Guide

* Handles very large numbers




* Elegant Material Design Theme


* Easy to use interface with Tabs


* App works on Phones & Tablets


* Basic & Advanced calculations modes


* Calculates in no time


* Light weight & loads quickly





* FREE App (100% full features)


* App is generic and it is suitable for people of all Countries


* No prior finance knowledge required


* Helps you take informed decisions about your finance


* Saves you a lot of time, effort & money


* Used for investments, financial planning, budgeting, accounting, studies, research & more


* Suitable for individuals, financial planners, accountants, brokers, students, research analysts, etc



Kindly consider this calculator as guidance only. Investors are required to make their own assessment before investing.

4. Need additional financing?

Make use of United Credit app flexible additional amount feature that allows you to top up your existing loan with extra cash, up to your current credit limit.


5. Need more time to repay?

Loan extensions give you more control over your loan by letting you postpone your due date by 7 days.


6. Repay on time and build a positive credit history

Timely repayment increases your credit limit and allows you to apply for higher amounts in the future.


United Credit services are available in Ethiopia, Zambia, Kenya, Nigeria, Ghana, Philippines and Tanzania.

Receive your personal loan right to your Bank account, Mobile Money account, to your PayPal account.


Significant advantages :

Instant Approval

Transparent Charges

Friendly Choices to Repay

Feedbacks From Users Of United Credit Loan App

United Credit Loan app is relatively new and as such feedbacks from users are yet to be received.

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