CreditMoney Loan App – Get Instant Loan, Requirements and customer care

Are you in need of urgent loan to attend emergency Financial needs? No need to worry as CreditMoney is available to help you have access to up to NGN100,000 instant Online loan without Collateral.


CreditMoney offers Installment loan plan.

The information provided in this article concerning this app is based on information available from the owners of the app and in no way represents the opinion of growfinance and it’s authors.

CreditMoney is a platform that provides online loan services for Nigerian users. It does not require any collateral, and also provides installment repayment, so that you can repay without pressure. They provide 7*24 loan services, and you can borrow money online anytime, anywhere. The key point is that you can apply for a loan with high amount, low interest, which can meet your daily consumption needs such as shopping and travel.

Features Of CreditMoney Loan

The following are the main features that characterize CreditMoney loan:

1. Loan amount ranges from : NGN10,000 to NGN100,000

2. Loan term: This ranges From 91 days to 365 days.

3. Interest rates:The annual interest rate(APR) is no more than 21%.

For example: If you choose a loan amount of ₦ 10,000 with loan period of 365 days(12 months) and annual interest rates(APR) of 21%, the repayment details are as follows:

Interests: ₦ 10,000*21% = ₦ 2,100;

Total repayment: ₦ 10,000+₦ 2,100=₦ 12,100;

They provide yearly installment loan plan of 12 months

Monthly repayment amount: ₦ 12,100/12= ₦ 100833


Requirements for Applying For And Getting CreditMoney Loan

To qualify to apply for and get CreditMoney Loan, you must meet the following basic eligibility criteria:

1. Youust be Nigerian resident.

2. You must be aged between 18 and 55 years.

5. You must have a bank account

Benefits Of CreditMoney Loan

When you opt for CreditMoney Loan, you stand to benefit as follows:

1.  The application is safe and reliable, they will protect your personal data, and will not share customer information with third parties without consent.

2. Don’t worry about forgetting to repay, they will send you a text message to remind you.

3. Repaying on time can increase loan amount and lower loan interest rate.


How To Apply For And Get CreditMoney Loan Quickly

If you want to apply for and get CreditMoney Loan quickly, simply follow the steps below:

1.  Download the

2. Register with your phone number.

3. Fill in the basic information online and submit the loan application.

4. Loan will be disbursed directly to your bank account.

Feedbacks/Reviews From Customers Of CreditMoney

Probably because CreditMoney Loan app is still new, only few reviews/feedbacks have yet been received on it.

From what has been recorded so far, some Customers who have used the app complain that it sometimes malfunctions making face recognition in registration process difficult. Others complain of having loan shown on the app dashboard whereas they have not yet got the money in their bank account.

Contact Details Of CreditMoney

If you have any problems and questions, they are always at your service. You may contact them using the details below:

Email: [email protected]

Customer service hours: Monday to Sunday 9:00 am to 6:00 pm


In conclusion, the above information about CreditMoney loan app is provided to assist you when you have need for online loan to enable  you weigh this against other options open to you so as to take an informed decision. We equally advise that you check up our posts on risks associated with online loans, savings and transactions.


Equally note that our website, growfinance, neither provides loans and other  banking services nor promotes any app over the other but merely gives information to the public based on information available from app owners

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