HCwallet Loan App – How to apply, requirements and customer care service

HCwallet Loan app gives you the opportunity to have a safe and reliable access to instant online loan up to the sum of NGN250,000 to attend to your urgent need for cash that may come up from time to time in your personal life or business.

HCwallet is a known loan service provider.

The information provided in this article concerning this app is based on information available from the owners of the app.


Features Of HCwallet Loan

Listed below are the main features of HCwallet Loan:

1. Loan Profile:

Loan period: 91 days to 210 days.

2. Loan amount: ₦5,000 to ₦250,000

3. Interest ranges from 15%- 70% with an equivalent monthly interest of 5% – 10% and APR of 60%- 120%

An Example:

Borrow ₦100,000 for 3 months, total interest: ₦30,000 (10% monthly interest rate), monthly repayment: ₦43,333.33, total payable: ₦130,000, annual interest rate: 120%


Hcwallet is an app that helps you get a personal loan, in case there is any urgent needs. They pursue the best experience of mobile personal loans for Nigerians.


Benefits Of HCwallet Loan

Highlighted below are some of the benefits you stand to gain if you use the HCwallet Loan app:

1. No paperworks/documents

2. No collateral or guarantors

3. No hidden fees.


How To Apply For And Get HCwallet Loan

You are just 3 steps away from your loan:

1. Download  the HCwallet Loan app from Google play store.

2. Sign up

3. Fill up details for Approval

4. Loan disbursed after Approval

No paperwork, no collateral , no hidden fees. It is flexible and secure!

Requirements For Getting HCwallet Loan

To qualify for HCwallet Loan, you must meet the following basic Loan eligibility criteria:

1. You must be a Nigerian resident

2. You must be between 20 and 60 years old

HCwallet Loan App – Feedbacks From Customers

Many customers of HCwallet Loan who have used their loan Service via the app comment that it works well and is fast disbursing loan in minutes.

However, some customers who have used the app, complain of sometimes getting loans they didn’t apply for, receiving lesset amounts than what they applied for only to be informed the difference is service charge. Others complain of high interest and Service charges.

Contact Details Of HCwallet

In case you need additional information or to make complaints, you do well to contact HCwallet via any of the channels below:

– Email: [email protected]

– Company Address:  84 Bode Thomas St, Surulere 101241, Lagos, Nigeria


In conclusion, the above information about HCwallet Loan app is provided to assist you when you have need for loan to enable  you weigh this against other options open to you so as to take an informed decision.


Equally note that our website, growfinance, neither gives loans nor promotes any loan app over the other but merely gives information to the public based on information available from app owners.

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