iMobile Banking App – Get Loan instantly And Conduct Banking Services Easily

Instant Loan, UPI, Fastag, Bill Payments & more for both ICICI & Non-ICICI users are available with iMobile App

The information provided in this article concerning this app is based on information available from the owners of the app and in no way represents the opinion of growfinance and it’s authors.

iMobile is ICICI Bank’s official mobile banking app which offers 400+ banking services.

iMobile Pay is accessible to both ICICI Bank customers and also extends its services to non-ICICI Bank customers to avail the benefits of the app.


ICICI Bank’s iMobile Pay is your go-to mobile banking app that brings the power of Net Banking right to your fingertips. With the Customized notification feature, the app offers a seamless banking experience & with the UPI, the online payments are done effortlessly. Customers can also open other online accounts for banking with ICICI Bank.

Major offerings/Benefits of ICICI’s Mobile banking app:

The following are the main benefits/offerings of the ICICI App also called iMobile app:

1. Instant Personal Loan, Home loan and Car loan Application & other loans

2. Online digital Savings Account

3. Apply for credit cards

4. Open a Demat account for trading

5. Open FDs, Recurring Deposits (RD) or iWish Deposits

6. Scan QR code for easy UPI Payments

7.  Hassle- free Bill Payments like utility bill & electricity bill payment

8. Instant Online Mobile recharge, DTH services, FASTag recharge.

9. Flight, trains and hotels Bookings


Features & services of iMobile App:


1. Pre-approved RuPay credit cards: RuPay Credit Card provides instant access to a credit card with RuPay benefits, allowing seamless payments and transactions through the UPI platform.


2.  Manage multiple cards:Through iMobile Pay, you can not only manage multiple cards like debit card, credit card, forex card but also can pay your other bank credit card bills and mark your due date for reminders.


3. Investment made simple: Are you interested in entering the world of investments and trading in the stock market?

Well, all your worries are over because iMobile Pay offers a hassle-free solution to get you started. By opening a Demat account with iMobile Pay, you can begin your investment or trading journey right away. You can also invest in various schemes of mutual funds using iMobilePay without opening any Demat account.

4. 24*7 Chabot assistance through iPAL

5. iScore & Discover: Utilize the new Discover feature in iMobile Pay for analyzing your spending or expenditures. The budget feature helps you create budget, manage budget, and helps you maintain financial discipline.


6.  iFinance, All your bank accounts at one place: Experience a new, innovative way to view all your Bank accounts at one place and analyze all your income and expenses with iFinance.


7. Unlock your iRewards & Personalized offers:

Earn rewards and access special offers when making a purchase or paying your utility bills after applying for the credit card.


8. Customized notification: With the Customized notifications, get all the recent updates related to your bills, home loan, car loan, personal loan, credit cards updates, your bank account updates and much more.


Other offerings by ICICI’s iMobile App


Forex Prepaid Cards, Companion Cards, SIP, Apply for IPO, Tap to Pay, Scan to Pay, Pay to Contact, PPF, NPS, Gold loan, Gold Bond, Insta Term Life Insurance, Cancer Cover, Health/Travel/Motor Cover, 24 hours TopUp, Paylater.

Pre-approved loans: Home Loan Balance Transfer, Education Loan, Loan against Property, Commercial Property loan, Consumer EMI, Home Loan Overdraft, Insta Flexi Cash loan, Personal loan on Credit Card.


iMobile Personal Loan Highlights:


● Loan Amount: Min (₹25,000/-) to Max (as per the eligibility).

● Repayment Tenure: 12 months to as per the customer’s eligibility.

● Rate of Interest: 10.35% to 10.75%

● Processing Fees: Depends on principle amount


For Example: ₹5 Lakh borrowed at an Interest rate of 0.89% p.m. for 60 months, the payable amount would be: 10,809 p.m.

Processing fee* ₹1,770/-, Other charges ₹0, Interest ₹ 1,48,539/-. The total amount to be repaid after 5 years will be ₹ 6,48,540/-

Note: Interest rate and processing fees vary as per the products.                                                                                 Sinmply   Download the app from Google play store to get started.

Reviews/Feedbacks From Customers Of iMobile

Many Customers of iMobile who have used the app to carry out banking, loan and other services see it as a great app and are happy with it. They comment that it works well.

Some Customers of iMobile however are unhappy with the app given so many ads that pop up as well as malfunctioning of the app sometimes making authentication and other processes difficult and time consuming.

For any feedback, queries or issues pertaining to iMobile Pay App, please write to [email protected]


In conclusion, the above information about iMobile Banking app is provided to assist you when you have need for online loan to enable  you weigh this against other options open to you so as to take an informed decision. We equally advise that you check up our posts on risks associated with online loans, savings and transactions.


Equally note that our website, growfinance, neither provides loans and other  banking services nor promotes any app over the other but merely gives information to the public based on information available from app owners

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