LinkCredit Loan App: Review, how to apply and requirements

With LinkCredit loan, you can have instant access to online loan to the tune of NGN50,000 without Collateral to attend to urgent Financial needs you may encounter.

You can borrow money easily from linkcredit loan app without stress. All you just need to do is to follow the simple steps provided in this article

The information provided in this article concerning this app is based on information available from the owners of the app and in no way represents the opinion of growfinance and it’s authors.

LinkCredit loan app provides you quick and paperless loans for your convenience.

Is LinkCredit Loan App Legit?

The Federal competition and consumer protection commission (FCCPC) is a Nigerian Federal Government Commission aimed at protecting consumers including loan product consumets from unfair business practices. FCCPC as part of it’s mandates has approved some loan apps including this app. follow this link to access the full list in the FCCPC website

Benefits Of LinkCredit Loan App

The following are some of the benefits of LinkCredit loan that made millions of people choose it for their loan needs:

1. Simple Application Process

2. Quick Disbursement

3. 0% Interest Products Available

4. Flexible Repayment Options

5. Transparent: No Hidden Fees

6. Unlock Bonuses for Timely Repayment

7. Access Loans 24/7

… and much more!


Experience the convenience of LinkCredit, a fully licensed and regulated loan app that empowers you with financial flexibility. Borrow up to ₦150,000 with a loan limit ranging from ₦2,000 to ₦150,000. Tailor your repayment period between 91 to 180 days. Our monthly interest and service fees range from 1% to 3%, ensuring affordability. With an Annual Percentage Rate (APR) spanning 12% to 36%, you’re in control of your financial decisions.


LinkCredit Loan Features


1.Borrow up to ₦50,000

2. Instant Online Approval

3.Collateral-Free Loans

4.Hassle-Free Registration

5. Calculate Your Loan Limit at No Cost

6. Enjoy a Revolving Line of Credit

7. Access Easy Loans in Three Steps in the app as highlighted below.


The following are the basic eligibility Criteria for LinkCredit Loan Applicants:

1. Age 21-55 years

2. Nigerian Citizenship with BVN

3. Satisfactory Credit Score, Determined by LinkCredit

Example Scenario:

Borrow ₦10,000 and opt for a 3-month repayment plan. Your monthly interest and service charges will total 1%, amounting to ₦300 over the three-month term. Your total repayment will be ₦10,300.

How To Apply

Simply Download the app from Google play store and follow the prompts as follows:

i. Verify Your Identity

ii.  Establish Your Revolving Credit Limit

iii. Secure Your Loan

Reviews From Customers Of LinkCredit Loan

Many customers of LinkCredit loan comment that it works well and fast both in registration and loan processes. They are happy with it.

Some Customers of LinkCredit loan are however complaining of high interest charges and short repayment period.

For a more detailed Individual Customer reviews click here to access that in Google play store

LinkCredit Loan App Customer Care Service

They value your feedback and are here to assist you. Reach out to them with your questions or concerns using the channels below:

Email: [email protected]

WhatsApp: +234 9078819258


LinkCredit Privacy and Data Security

At LinkCredit, they prioritize your privacy. Your shared data is encrypted to safeguard your information. They are committed to never disclosing your personal data to third parties without your explicit consent. Their data processing practices adhere to the Nigerian Data Protection Regulations 2019. Learn more in their comprehensive “Privacy Policy” at:

Indeed, you can Achieve Better Credit for a Better Life with LinkCredit.

In conclusion, the above information about LinkCredit loan app is provided to assist you when you have need for online loan to enable  you weigh this against other options open to you so as to take an informed decision. We equally advise that you check up our posts on risks associated with online loans, savings and transactions.


Equally note that our website, growfinance, neither provides loans and other  banking services nor promotes any app over the other but merely gives information to the public based on information available from app owners

For updates on the new loan apps and other grow finance articles join our group by Clicking this link

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