Mama credit loan app is an online personal and safe loan service app in Nigeria. It gives fast loan approval to customers who are interested and who meet their requirements. With mama credit loan, you can borrow up to ₦100,000 loan in Nigeria without collateral or upfront fee.

This loan app makes it easy and convenient to borrow loan right in the comfort of your home and pay back at anytime without going through the process of signing documents and bringing collateral unlike many bank loans.

Mama credit loan app offers loan of up to ₦100,000 to customers who apply for instant cash. So far, mama credit loan app has many positive reviews on playstore and it has gathered up to 100,000 downloads. This proves that the app really gives out loan.

Many people have borrowed money from the loan app too. Infact, with just some few steps that I will show you in this article, you can get quick loan from mama credit with ease.

Before we start we the application steps, let’s look at some of the features of this loan app.

Loan amount

This loan app offers cash from ₦10,000 to ₦200,000.

Loan term

The loan period ranges from 61days to 365days. After which you are expected to repay

With mama credit loan app, you can get easy and safe loan. They promise never to give out your information to any body or any 3rd party.

Futher, endeavor not to owe any other loan app or financial institution before taking a loan from mama credit, because it will be rejected.

You can also increase your credit limit or score as you payback you loan in time without any hitches.

Mama credit loan interest rate


This loan app borrow money to people with interest rate ranging from 12% to 24%(per year). This also means 1% to 2% per month.

If the loan amount is NGN5,000, the loan term is 180days, and the interest rate is 12%, the total interest should be NGN5,000*12%= NGN600.

The total repayment amount would be NGN5,000+ NGN5,000*12%= NGN5,600.

How to apply for mama credit loan

1. Download Mama credit Loan app from Google play store
2. Register an account with phone number.
3. Fill out basic information and submit loan application.
4. Receive your loan straight into your bank account.

Mama credit loan requirements

1. Must be a Nigeria resident.

2. Must be between 18-60 years old.

3. Must have active phone number

4. Must have an Android phone with stable internet connection

5. Must possess valid documentation

customer care service

Mama credit customer care is  available 24*7 to assist you with your request. If you have any questions, feedback or enquiry, you can contact them through the details below:

• Service Email: [email protected]
• Office Address: No 4 jolayemi Samuel street, VI, Lagos, Nigeria

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