MiniCredit Loan App -Get Up To ₦200,000 Instant Online Loan


MiniCredit provides loans without collateral, enjoy fast and friendly loans. This loan app provides online loans in Nigeria without collateral, all you just have to do is to follow some simple steps.

With Minicredit loan app enjoy fast and friendly loans at anytime, anywhere. The loan app is available to serve customers in Nigeria with Android phones only.


Loan features

Tenure: from 91 days to 365 days.

Loan Amount: you can borrow loan ranging from NGN 3,000 to NGN 200,000.

Interest Rate: this loan app interest rate is from 12% to 24% APR(per year).

For example: 91-day loan payment terms have a processing fee of 25% and an interest of 13.65%.

For the loan processed with a principal amount of NGN 3,000, the processing fee is NGN 750, the interest is NGN 409.5, the total amount due is NGN 4,159.5.

The total amount due in the first month will be N1,886.5, the processing fee will be N750, the interest will be N136.5, the total amount due in the second month will be N1136.5, the interest will be N136.5, the total amount due in the third month is same as second month.


Note: You can apply a loan by your credit. No collateral. No paperwork, Secure and Reliable. Paperless and digital process on your mobile. All the steps can be done online.

Repay your loans in time or complete increase limit tasks to build your credit limit and reduce on interest rate.

Loan amount

This loan app offers loan ranging from NGN10,000 to NGN300,000.

Loan repayment

Flexible repayment between 91days to 365days.

Note: Don’t worry about forgetting repayment. They’ll send messages to remind you.


How to get loan from Minicredit loan

1. Install the MiniCredit Application from the Play Store.

2. Register an account.

3. Select expected loan product.

4. Fill out your basic personal information, BVN and bank info, then submit the application.

5. After the submission, the final application result will be shown in the APP and you will be informed by SMS.

6. E-sign the loan agreement after the approval.

7. After the E-sign, the approved loan amount will be disbursed into your account shortly and a SMS notification will be sent.


Eligibility requirements

1. Nigeria Resident.

2. 20-60 years old.

3. Salary earner.

Feedbacks From Users Of MiniCredit Loan App

Some users of MiniCredit Loan App comment that it works well, fast and in line with the specifications.

However, many users complain that they encountered delays in registering and getting loans and even in having their repayments updated, suggesting that perhaps the app malfunctions sometimes.

MiniCredit customer care service

Minicredit loan app is available 24/7 to assist you with your request. You can contact them through the details below:

Service Email:

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