Moniepoint Business Banking App – How To Use It To Run Your Business Transactions

Banking Loans

With Moniepoint Business Banking App you can open bank accounts in the name of your business, do Instant Transfers, carry out Business & Agents POS services, obtain. Loans and buy Airtime

The information provided in this article concerning this app is based on information available from the owners of the app and in no way represents the opinion of growfinance and it’s authors.

Moniepoint provides businesses with access to mobile business banking solutions that enable them to create their own business bank account, accept online and offline payments, purchase airtime, pay utility bills, request expense cards, and qualify for business loans.


More than 2 million business customers trust Moniepoint to help them achieve their business goals.



Moniepoint Business Bank provides simple yet effective solutions for businesses and agents, so you can manage bills, request loans, manage business money transfer operations and grow without limits

The following are the main features/benefits of Moniepoint Business Banking Solution:


1. BusinessBank account: Now, you can get a business bank account in your business name right from your phone.


2.  Send and receive money. Send money to business or do any money transfer effortlessly & with no hidden charges; you have complete control over your account, ensuring your funds reach their intended recipients quickly and securely from your business account.


3.  POS terminals: Receive card and bank transfer payments easily with the Moniepoint POS. Request for a POS terminal right from the app and have it delivered to your doorstep within 48 hours.


4. Business expense cards: Moniepoint’s expense cards will help you manage your business expenses more efficiently. With their expense cards, you can track your spending in real time, set spending limits in your business bank account, and create budgets to know if you’re staying on track. Their expense cards cost only N1,000 and you can have them delivered to your doorstep for only N1,000.


5. Working capital loans: Moniepoint offers working capital loans for businesses with effective interest rates of 2 – 3% per month. Their business loans are easy to qualify for and can be used for a variety of purposes such as inventory, expansion, or payroll. Apply in as little as 5 minutes and get a decision on loan approval within 48 hours. Their online loan application is available 24/7!


6. Airtime & Data Purchase with Cashback: For each time you purchase airtime and data directly from the app, you’ll receive 2% of cashback in return



Experience the better way to bank your business and much more, all within the Moniepoint Business Banking app.


Moniepoint’s mobile banking interface guarantees a seamless business banking, empowering you to focus on what matters most: growing your business. From the app you will be able to manage your business with operational tools like expense cards, accounting and bill payment solutions for businesses to run seamlessly.


Moniepoint started as an agent banking network, but has evolved to a business and personal banking provider.


At Moniepoint, they are dedicated to empowering businesses like yours with access to working capital loans they need to grow their business. Moniepoint Microfinance Bank is the definitive bank for small and medium-sized businesses in Nigeria and is regulated by the Central Bank of Nigeria (CBN)- .



Simply Get started by downloading the app from Google play store and following the prompts.


Many customers of Moniepoint who use the Business Banking app are happy with it especially with recent update of the app which made it faster and more efficient.

Some Customers of Moniepoint however complain that the app malfunctions often, sometimes making login and getting correct balances difficult

Contact Details Of Moniepoint  Business Banking

Their committed support team is prepared to assist you. So contact them via any of the following channels:

Helpline: 01 888 9990


Whatsapp: +234 908 843 0803

Facebook: @moniepointng

Twitter: @moniepointng

Instagram: @moniepointng

YouTube: @moniepointng

LinkedIn: Moniepoint Nigeria

Address: Oyo-Ibadan Road, Idi-Agba, Ilora, Oyo


Within the Moniepoint Business Banking app you can create your business bank account in minutes, receive or send money instantly, buy airtime, pay bills and request expense cards & POS terminals in less than 48h, on top of working capital loans for your convenience. Join us and embark on a journey of financial growth, unlock your full potential and join our community of over 2,000,000 satisfied businesses! Become a Moniepoint business owner or a Moniepoint agent today!


In conclusion, the above information about Moniepoint Business Banking app is provided to assist you when you have need for online loan to enable  you weigh this against other options open to you so as to take an informed decision. We equally advise that you check up our posts on risks associated with online loans, savings and transactions.


Equally note that our website, growfinance, neither provides loans and other  banking services nor promotes any app over the other but merely gives information to the public based on information available from app owners

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