NCredit loan app: Review, requirements and customer care service

NCredit is a loan app in Nigeria that provides secure, instant, easy-to-approve cash loan services. With a flexible repayment plan with no collateral nor guarantor required.

The loan platform is very easy and convenient for customers to apply for loan anywhere with Zero stress.

Below are just some of the features of the loan app, the requirements and steps to apply for loan using NCredit. Note that this review is based on the information provided by the owners of this loan app

Loan Amount

NCredit loan app offers up to ₦3,000 – ₦800,000 cash to customers.

Loan Term

The loan period of this lending platform is 91 days and above

Interest rate

Their interest rate is 2.5%-20%, Maximum APR is 20% per year
Service fee: 0.1% – 0.5%

Loan Amt: ₦4,000
Loan Term: 1 year
Interest/charges: ₦4,000*15%= ₦600
Service fee: ₦4,000*0.4%=₦16
Gross Total Repayment Amt= Loan Amt + Interest/charges + Service fee =₦4,616

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Advantages of using NCredit loan app

  • The online application process is quick and easy
  • Fast registration process
  • NO collateral or guarantor needed
  • Flexible repayment method.

Loan Requirement

You must meet the following requirements in order to be eligible for NCredit loan:

1. Age must be between 18~65 years old.

2. Bank Verification Number(BVN)

3. Valid mobile number (for any emergency about your loan).

4. Valid Nigerian ID (issued by the local government).

Steps to apply for NCredit loan

1.Download and install NCredit from Google Play Store.

2.Register your information and wait for the loan result.

3.Select your preferred loan amount.

4.After approval the amount would be disbursed into your account.

Note: Timely repayment help increase your credit score when re-lending.

NCredit loan app promises to protect all customer information and ensure users privacy . The app is safe and secure, they promise never to disclose customer information with third parties without customer consent.. Customer personal information will only be used for verification and to evaluate the qualifications while using the NCredit app.

Customer care service

For more information, feedback or enquiry, you can reach out to them through the details below:

Customer Service Hotline: 08166181224
Email: [email protected]

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