NiceNaira Loan App Review, requirements, how to apply, customer care service

With NiceNaira Loan-app you can get Safe and Reliable loan up to NGN200,000 instantly without collateral.


Borrow money online with NiceNaira. Apply for a loan with flexible term structures at attractive interest rate.

The information provided in this article concerning this app is based on information available from the owners of the app.

Why NiceNaira?

1.Loan amount up to NGN200,000 based on your financial needs and credit rating

2.Loan term varies from 90 days to 360 days, The annual percentage rate (APR) :12% – 30%, Loans service rate: 6% to 24%, monthly interest 0.5%, No hiddent fees, no rollover charges and no transaction fees

3.Secure, transparent and reliable

4.No collateral/paperwork needed.

5.We are offering you higher borrowing amount and lower interest rate if you repay your loan on time



We are offering you different term structures of loan. You can choose the loan amount and maturity date that favors your needs.

If you choose a 3-month loan and borrow NGN20,000, we charge you the service rate of 6% and interest rate of 0.5% per month, which implies of APR of 12%. When the loan matured, you need to repay total amount of NGN 21,500


Steps to get NiceNaira loan:

1. Download the app and register for an account with your phone number

2.Take few minutes to fill out your basic information

3. Apply for the loan amount you need

4. Submit and wait for approval

5. Get your loan directly deposit

ed into your account


Feedbacks From Users Of NiceNaira Loan App

Many users of NiceNaira Loan app comment that it works well in giving out loans in a timely manner.

Some users of the app however complain that the app malfunctions sometimes. Some say they get amount less than their approved loans with a claim by support that the shortfall is as result of service charge. Others claim they get loans they did not actually apply for.

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