OyesCredit Loan App Review, how to get loan, customer care service

OyesCredit Loan app provides micro loans to their customers and their households up to the Sum of NGN150,000. So when you are in urgent need of  cash, no need to worry as OyesCredit is there to assist you.

The information provided in this article concerning this app is based on information available from the owners of the app.


OyesCredit Loan Profile:

Loan period: 91 days to 365 days

Loan amount: ₦3,000 to ₦150,000

Interest ranges from 0.05-0.07% of the amount per day (Max 32% per year)

One-time fee is 4% of the amount


An Example:

If you choose a loan amount of ₦8,000 for one year, the interest rate is 0.06%, and the one-time fee is 4%

EMI: ₦812.67 = (₦8,000 * 0.06% * 365 + ₦8,000)/12

Total interest paid: ₦812.67 * 12 – ₦8,000 = ₦1,752

Processing fee: ₦8,000 * 4% = ₦320

Payment amount: ₦8,000 – ₦320 = ₦7,680

Total repayables: ₦812.67 * 12 = ₦9,752

APR: (₦1,752 + ₦320) / ₦8,000 = 25.9%


Oyescredit is an app that helps you get a personal loan, in case there is any urgent needs. 

We pursue the best experience of mobile personal loans for Nigerians.


Why choose Oyescredit?

– No paperworks/documents

-No collateral or guarantors

-No hidden fees


 Steps To Get Your OyesCredit loan:

1. Download the Oyescredit then sign up

2. Fill up details for Approval

3. Loan disburse after Approval

No paperwork, no collateral , no hidden fees. It is flexible and secure!


OyesCredit Loan Eligibility:

1. Nigeria Resident

2. 20-60 years old

3. Have a regular monthly income


All customer data is encrypted and stored on our servers for loan risk assessment and post-loan management purposes only. In addition, we would never fail to disclose or sell customer data. The data will be removed from our server and the evaluation is complete.

Feedbacks From Users Of OyesLoan App

Many users of OyesLoan App comment that it’s registration and application process are simple and easy,

Some however complain of not getting the money after registering and applying for loan.

Contact OyesCredit

Email: [email protected]

Address: 88 Bode Thomasst, Surulere 101241, Lagos, Nigeria

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  1. Roseloan agent has been insulting since morning.
    The loan I applied for on the 26/09/2023 will be due tomorrow.
    I have aid the loan and applied for another till now the called me a basterd

    1. Please note that our website, growfinance, neither gives loans nor promotes any loan app over the other but merely gives information to the public based on information available from app owners.
      The contact details of the App owners is contained in the article.

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