The very worst of them all. High loans, very high interest and a very short time to pay back. I don’t recommend. Their customer service is the worst ive ever experienced. So some days ago i had just paid off my remaining loan and i had declined the other offers to take out a new loan and logged out. Minutes later i was credited for a loan i did not apply for. I made a complaint on the app but i didnt get any response I have also reached out to their customer service still no answer..

It is a good app as one could instantly get money from it. But the issues I have with it is that the interest rate increases with time even before the due date for payment. Also, there is a feature that increases the amount you can borrow. This increment is fixed. You can’t go lower than what you borrowed before this also leads to higher interest rate. Over the long or short term of borrowing, it becomes disadvantageous to borrow money from the app. Also, the customer service is bad and too slow

No problems whatsoever. I’m trying to build a credit score so I’m using a lot of loan apps and this definitely ranks in my top 3. No harassment, no embarrassing phone calls, friendly enough rates. 👌 Update: Please is something wrong with the app? I tried to withdraw now and it says “Sorry, we can’t offer a loan right now”. Definitely not me coz my record is impeccable. In fact you guys keep calling me to take more loans. Please check and revert.

This app has always been really helpful since the day I discovered it. Loans start small and grow with your reliability, but they always come quick! Their customer care is also really nice, as they check on you regularly. Definitely a first choice for those in need of cash urgently! There’s a reason this app comes with almost all android phones…a good reason

The app is good, easy to download and quick disbursement of cash. But the problem I have with them is the repayment…. My loan became overdue and you people debited me 4 times, far more than what am owning, yet it’s not showing up on the app that I’ve made repayment of any kind… Your agents won’t respond to messages on time, even as I type, the loan is still showing there, despite the much you guys have debited. So my question is, who’s gonna refund the excess money of over 6000 debit???

The speed of cash disbursement is no compared to any other loan app I know. Repayment is really easy whether online or offline and if for some reason, you default on repayment due date, the penalty charges are not that high( just saying). Once you get involved with them, you’ll enjoy and I believe 28 days is enough time to pay back a loan unlike some other apps that give you 7 days

I used this app previously. Made my repayments when due. The last time I made payment with a POS, appears the loan wasn’t cleared promptly. I kept getting calls and provided the proof of payment before it was then cleared. Another observation is that in the period this was happening, the card I used was debited twice, meanwhile I had already made payment. I’ve reported this and nothing has been done to resolve the issue. Now what I get is, “we’re sorry, we cannot offer you a loan now”. Can’t

How I wish there’s a way I could rate the app zero. After making repayment by clearing all the debt, my dashboard hasn’t been cleared even till as we speak and the interest keeps accruing everyday (I don’t know if this is intentional). I tried to relate this with your customer care chat line still nothing has been done. On top of that, I was debited again after clearing my debit. Kindly make prompt refund of my money. Thanks!!!

Okay, I’ve edited my review again 😔 In app, it shows one can make flexible payments of not less than #200. I’ve tried everything but it seems it isn’t applicable. It is convenient to be able to pay parts of the loan amount when available before the due date, that’s a win-win for all as it would help borrowers not to default and save the company the trouble of hunting them down.

These people are scams! I’d read up a review here where someone said he was credited and didn’t initiate the transaction. It happened to me! Don’t listen to their responses on the reviews, they are lies. I wanted to initiate a loan on the app, then I discovered the interest rate was too high for me. I decided against it and reverted the transaction. Then they asked why i was not proceeding with the loan. I replied that the interest rate was too high. Before I could say Jack, I had been credited!