With Sycamore Lend and borrow app you can not only Get Instant  salary and business loans up to NGN5m but also invest and pay your bills conveniently and with ease.

This article examines, based on information available from the app owners, the main features and how to use the app to get instant loans as well as reviews and other details you may require.


Sycamore is an innovative financial solution designed for you to meet your money needs. Get quick access to collateral-free personal loans from ₦‎100,000 – ₦‎5 million and ₦‎500,000 – ₦‎5 million for business loans, lend money from friends or borrow, invest and earn competitive returns, and pay your bills on Sycamore at no cost.


Features Of Sycamore Salary loans

This credit facility is designed for salaried employees in Nigeria who need quick loans to meet specific personal needs e.g. House rent or renovation, Car purchase or repairs, Salary advance, and much more.

The main features of this loan:

1. Loan amounts range from ₦‎100,000 – ₦‎5 million

2. Flexible repayment plan (3 – 12 months)

3. 24 hours approval time

4. Interest rates: 2.3% – 6% monthly


Requirements For Sycamore Salary loans

1. Bank Statement (6 months till submission date)

2. Valid ID (Driver’s license, International passport, Voter’s card or National ID card)

3. Utility Bill with your Nigerian home address


5. Recent passport photograph


Features Of Sycamore Business loan

This credit facility is designed for business owners in need of quick funds to boost, expand or grow their businesses. Business owners must have their businesses registered with the Corporate Affairs Commission (CAC) to qualify for our business loans.

Main Features of the business loan include the following:

1. Loan is from ₦‎500,000 – ₦‎5,000,000

2. Flexible repayment plan (3-12 months)

3. 24 hours approval time

4. Interest rates: 2.3% – 6%


Requirements For Sycamore Business loan

1. CAC documents

2.Bank statement: 6 months till date of submission

3.Valid ID: Preferably Driver’s license or international passport. Voter’s card and National ID (NIMC) are also accepted

4.Recent Passport photograph



How To Get The Sycamore Loans Instantly

The loan application is easy and seamless. All you have to do is to follow the simple steps below:

1. Download the app

2. Register

3. Verify your identity

4. Apply for loans

5. Supply the basic kyc documents

6. Get the money once approved.

No hidden charges. Support is always available.


Sycamore Loan friends Feature

With this feature, you can lend your friends money or borrow, manage and track the loans you give out, set/send reminders for repayments, and even earn extra money when you add interest to the loans you give, all in one place. With this feature, no debtor fit run you streets!


Investments Feature of Sycamore App

Sycamore can walk you through your financial freedom. Invest as low as ₦‎100,000 – ₦‎50,000,000 and earn up to 24% in returns per annum. Your investment is in safe hands!


Sycamore Bills Payment Feature

You can also pay for your everyday bills – transfer money, buy airtime or data, pay for electricity, cable subscriptions, and many more.


Why choose Sycamore

Their platform was built with the interest of our lenders and borrowers at heart. Whether you are an investor or borrower, be rest assured that you have made an excellent choice with Sycamore.NG as a financial partner.


More Information About Sycamore

Sycamore, a property of Sycamore Integrated Solutions Limited, is a financial solution provider located in Lagos, Nigeria. They give loans to salaried employees (₦‎100,000 – ₦‎5,000,000) and business owners (₦‎500,000 – ₦‎5,000,000).


For personal loans, their interest rates range from 2.3% – 6% per month, and repayment plans range from 3-12 months.

Their Loan amounts range from  ₦100,000 to ₦5,000,000

Their maximum annual percentage rate(APR) is 72%


Representative Example:

Loan Amount:  ₦1,000,000

Loan Tenor: 12 months

Number of Repayments: 12

Monthly Interest Rate: 5%

APR: 60%

Total amount payable:  ₦1,600,000


Sycamore Privacy & Permissions

By downloading Sycamore, we may ask for permission to scan your financial SMS data and other information in order to verify your identity and creditworthiness. We take privacy seriously – all data shared with us is encrypted and your personal data will never be shared without consent.

You can visit sycamore.ng/privacy for more details on how we handle your data

Reviews On Sycamore

Many users of Sycamore app are happy with the apps performance while some others complain about some delays. For a detailed individual user reviews visit playstore


How to reach Sycamore

Call them on 01 700 3497

Email: [email protected]

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