With TopChance Loan, you can get up to NGN50,000 Reliable and Convenient Online Cash loan when you have urgent need either in your personal life or business anywhere in Nigeria.
The information provided in this article concerning this app is based on information available from the owners of the app.
TopChance is dedicated to the loan service for the need of funds, as long as you have a need and good credit record, you can get a loan through TopChance.
Features Of TopChance Loan
-Loanable amount: ₦ 5,000 – ₦ 50,000
-Loan term: 91-180 days
-Interest rate: the minimum annual interest rate is 21% and the maximum (APR) is 26% (no additional fees)
-Daily rate: 0.06%-0.07%
-For example, if the loan amount is NGN 10,000 with a term of 120 days and interest rate of 21%
The payment amount is calculated as follows:
Loan amount * Interest rate / number of days * Loan term + Loan amount (10,000 * 21% / 365 * 120 + 10,000) = NGN10,690
For example, if the loan amount is NGN 10,000 with a term of 91 days and interest rate of 26%
The payment amount is calculated as follows:
Loan amount * Interest rate / number of days * Loan term + Loan amount (10,000 * 26% / 365 * 91 + 10,000) =NGN10,648
Requirements For Getting TopChance Loan
To qualify for TopChance Loan, you must meet the following requirements:
You must be:
✔︎ Nigeria resident
✔︎ 20 – 55 years old
✔ People with good credit and willingness to repay
Steps To Apply For TopChance Loan
To get TopChance Loan, simply follow the steps below:
– Download App
– Register App account
– Fill in the information
– Get access to funding
TopChance Loan – Privacy and Permissions:
TopChance makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.
TopChance Loan – Feedbacks From Customers
Many customers who have used TopChance Loan app believe that it works very fast and is reliable.
Some Customers however complain of high interest rate, short repayment period and delays in reflecting repayments in the customer accounts.
CONTACT Details Of TopChance Loan:
If you have any feedback, questions or doubts, please contact TopChance Loan at +23418885169 or [email protected]
Address: No 10 Allen avenue, by toyin roundabout Akin Taylor plaza
In conclusion, the above information about TopChance Loan app is provided to assist you when you have need for loan to enable you weigh this against other options open to you so as to take an informed decision