LairaPlus Loan App- Get Online Loan Safely And Reliably


Lairaplus loan app is a Safe and reliable loan in Nigeria that offers fast loan to customers who apply.

The information provided in this article concerning this app is based on information available from the owners of the app and in no way represents the opinion of growfinance and it’s authors.

LairaPlus offers safe and reliable online credit loan services, loans up to ₦500,000 through only several steps. So if you have an urgent need for cash and wish to take a loan to take care for it, no need to worry as Lairaplus is here to help you.

Steps to get Lairaplus loan app

To get The Lairaplus loan, simply follow the steps below:

1. Download LairaPlus App

2. Register with your phone number

3.  Complete processes on Identity in 3 steps through the app.

4. Wait for approval and receive your money.

Features of Lairaplus loan 

Lairaplus Loan has the following main features:

1. The app allows you a high credit quota of up to ₦500,000;

2. The app supports installment repayment of up to 365 days;

3. The app allows you to double your credit limits fast

4. It is secure, reliable, and flexible;

5. No hidden charges, No paperwork


6. Loan Amount

This loan app borrows up to between ₦5,000 and ₦500,000

7. Loan Term

They offer loan from 91 Days – 365 Days

8. Interest Rate

Their interest rate is from 16% – 28% APR (per year).


If the loan amount is ₦10,000, the loan term is 180 days, and the interest rate is 16%

-Total interest should be ₦10,000*16%= ₦1,600.

-Total repayment amount should be ₦10,000+ ₦10,000*16%= ₦11,600

Advantages of Lairaplus loan app

The following are the main advantages of Lairaplus loans over other loans:

1. Simple process

All procedures can be completed on the cell phone and no paper documents are required.

2. Secure

The app Provides you with high level of security for your data and your privacy.

Basic Applicantion requirements For Lairaplus Loan

To apply for and get Lairaplus loan, you must meet the following basic eligibility criteria:

1. You must a Nigerian resident.

2. You must be between 18 and 55 years old.


Feedbacks From Users Of Lairaloan App

Many users of Lairaloan app comment that it is okay and works well.

Some users however Complain about delays in reflecting repayments making the Lairaloan customer service

to keep calling a customer for payment even after he/she has fully paid.

Customer care service Contact Details

For more information, feedbacks and complaints, do well to contact them using the contact details below as Lairaplus is always excited to hear from you: 

Customer Service Email: [email protected]

Message them on WhatsApp: +234 7030919031

Company address: 87 Nosamu St, Ajengule 102103, Lagos.


In conclusion, the above information about Lairaplus loan app is provided to assist you when you have need for online loan to enable  you weigh this against other options open to you so as to take an informed decision. We equally advise that you check up our posts on risks associated with online loans, savings and transactions.


Equally note that our website, growfinance, neither provides loans and other  banking services nor promotes any app over the other but merely gives information to the public based on information available from app owners

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