CreditWave Loan App – Reviews, Requirements And How To Get The Loan instantly


With CreditWave loan app, you can have immediate access to loan of up  to sum of NGN500,000 without collateral among other services that the app allows to access.

Creditwave app gives you Quick and easy access to loans.

The information provided in this article concerning this app is based on information available from the owners of the app and in no way represents the opinion of growfinance and it’s authors.

Features/Benefits Of CreditWave Loan app

At CreditWave, they aim to provide quick and easy access to financial services.

Their app has been built by experienced developers and provide the following loan services;

1. Limit range from NGN10,000 to NGN500,000.

2. Flexible repayment between 61days to 180days.

3. No collateral or paper work is required to access our various loan offers

4. There are no hidden or rollover charges.

5. Users who promptly repay their loans build their score and can be exposed to higher amounts.

6. Annual Percentage Rate(APR) from 60% to 180%.


Example: If you choose a 6-month loan and borrow NGN120,000, ,CreditWave charges an equalm z xx repayment of Ngn25,565.39 which gives a total repayment of Ngn152,392.34 and an interest rate: 27.8% and the APR is 55.6%.180 days interest repayments of NGN33,392.32.Total amount payment is NGN153,392.32.

Steps To Get Get CreditWave Instant Loan

Several steps to get your loan are as follows:

Download and register an account or sign into an existing account

2 Fill out the basic requirements

3 Apply loan online and get approved

4 Get your loan disbursed into your designated bank account.

Requirements To Apply For And Get CreditWave Loan

To qualify for and get CreditWave loan, you must meet the following basic Loan application requirements:

1. Be a Nigeria resident

2. Have A valid BVN

3. Must have A valid debit card with at least 3 months validity.

4. You must have A personal email account

5. You must have A personal bank account.

Other Services CreditWave App Does For you

A) Transfer money

1. Transfers to any bank or financial institution in Nigeria

2. Zero charges for all money transfers to CreditWave accounts.


B) Pay bills

1.Recharge airtime and data.

2.Pay for water, electricity, TV and other utility bills

3.Pay 1800+ billers and service providers with a few fingertips

Reviews From Customers Of CreditWave

Many customers of CreditWave who have used the app to access loan and other services are happy with it as they see it as working well and with good interface.


However, some Customers of CreditWave who have used the app are not happy with it.They make complaints ranging from difficulty in  linking their cards to problems getting OTP among other issues.

For a more detailed Individual Customer reviews go to Google play store

Contact Details of CreditWave

For more information, contents or suggestions, you may contact them using any of the details below::

• They are available 24/7 to assist you with your request

• Service Hotline: 09121692405 (9am – 6pm (Mon-Fri), Sat-9am-5pm)


• Website:

• Service Email: [email protected]

• Facebook :

• Linkedin:

• Instagram:


In conclusion, the above information about CreditWave loan app is provided to assist you when you have need for online loan to enable  you weigh this against other options open to you so as to take an informed decision. We equally advise that you check up our posts on risks associated with online loans, savings and transactions.


Equally note that our website, growfinance, neither provides loans and other  banking services nor promotes any app over the other but merely gives information to the public based on information available from app owners such as the owners of this app.

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