With Money In Minutes Loan App, you can have an immediate access to up to cash of NGN5M instant Online loan to attend to urgent needs in personal life or business.

Money in minutes app helps in Building Affordable finance for hard-working Nigerians

The information provided in this article concerning this app is based on information available from the owners of the app and in no way represents the opinion of growfinance and it’s authors.

This app is Licensed by the Central Bank of Nigeria.  The Money in Minutes and WageX app comes with a series of features dedicated to give you easy and stress-free access to affordable finance whilst building your credit profile and giving you full control over your personal finance.

Features Of Money In Minutes Loan

Money in minutes loan has the following main features:

1. Gives you access to Personal Cash Loans and Salary Advance ranging from ₦5,000 to ₦5,000,000

2. Loan Tenure:3 months to 6 months.

3. Monthly interest rates from 5% to 30% depending on the risk profile of the customer and whether the customer is taking a Money in Minutes Loan, a WageX Salary Advance request, a WageX installment loan, a Remita Salary Advance Loan or a Business Loan.


Borrow ₦100,000 at APR of 180% (per annum) with a tenure of 60 days

Interest amount = (₦100,000 * [180% / 365]) * 60 = ₦30,000

Total loan amount disbursed will be ₦100,000

Total loan amount to repay will be ₦130,000 (₦100,000 + ₦30,000)

Two monthly payments of ₦65,000

Some customers may be charged a late fee.


Benefits Of Money In Minutes Loan

1. Allows you Easy and fast access to affordable finance

2.  Build your credit profile & strengthen your credit history

3. Flexible access to your salary before payday

4. Fast loan disbursement

5. Get up to 150% of your salary in 10 minutes & repay over 3 months

6. Flexible repayment options

7. No collateral and no paperwork

8. Enjoy lower interest rates

9. Loan Amounts: ₦5,000 to ₦5,000,000

10. Get a credit alert in your wallet account instantly

11. Repayment periods from 90 days to 180 days

12. Monthly interest rates range from 5% to 30%

13. APR from 30% to 290% per annum

14. Flexible repayment plans

15. No hidden fees, no rollover charges, no processing fees and no transaction fees


16. Access Your Salary Whenever You Need It.

17. WageX helps businesses pay salaries flexibly without changes to their existing payment structure, they help employers offer to their employees flexible and on-demand access to their pay through the WageX Streamer

18 Through WageX, employees get early access to 150% over 3 months or 50% before payday.

19. You can get a salary advance in 10mins, if you earn your salary through Remita no documentation is required, or collateral. Download the app, signup and select WageX to get up to 150% of your salary.



Borrow ₦200,000 at APR of 60% (per annum) with a tenure of 30 days

Interest amount = (200,000 * [1680% / 365]) * 30 = ₦10,000

Total loan amount disbursed will be N200,000

Total loan amount to repay will be ₦210,000 (₦200,000 + ₦10,000)

A monthly payment of N210,000


Get a Business Loan Via Money In Minutes Loan App

Get ₦500,000 to ₦20 million in 24 hours | Fast and secure | Repayment period of 3-6 months


Get a Remita Salary Advance Via Money In Minutes Loan App

Access 50% to 150% of your salary in 10 mins and repay over 3 months – It’s fast, easy and cheaper than loans from 90% of lenders in Nigeria.


Requirements To Apply For And Get Money In Minutes Loan

To qualify for and get money in minutes, you must meet the following basic eligibility criteria:

1. You must be a Nigerian resident.

2  Individuals must between 18 and 60 years old


Privacy Policy Of Money In Minutes Loan

At Money in Minutes, they prioritize the security of your personal data and utilize state-of-the-art encryption techniques to safeguard your information. They will never disclose your data to third parties without your express permission. In order to verify your identity and determine your eligibility for a loan, they may need to access some data on your phone. This information is used solely to improve the quality of their financial services, and they have stringent policies in place to ensure that their methods are transparent and your data remains protected at all times.


Money in Minutes is licensed and regulated by the Central Bank of Nigeria (CBN).

Feedbacks From Customers Of Money In Minutes Loan

While some Customers of Money In minutes are happy with the app and comment that it works well, other Customers complain about their inability to access loan via the app even after applying for days.


Contact Details Of Money In Minutes Loan

For questions, feedback, or concerns, send them an email at [email protected] or call us on (+234)01-2298304 for prompt assistance | Mon-Fri: 9 am – 6 pm, (Mon-Fri), Sat-9 am-5 pm.


Also you can Connect With and follow them as follows:

Facebook: https://www.facebook.com/moneyinminutesng

LinkedIn: https://www.linkedin.com/company/money-in-minutes-nigeria/

Instagram: https://www.instagram.com/moneyinminutesng/

Twitter: https://twitter.com/moneyinminsng


In conclusion, the above information about Money In Minutes loan app is provided to assist you when you have need for online loan to enable  you weigh this against other options open to you so as to take an informed decision. We equally advise that you check up our posts on risks associated with online loans, savings and transactions.

Equally note that our website, growfinance, neither provides loans and other  banking services nor promotes any app over the other but merely gives information to the public based on information available from app owners

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