With PalmPay app, you can effect Money transfers, pay for airtime and bills, earn rewards, all with ease among many other beneficial services you get from PalmPay.


Put another way PalmPay is the Financial App that Fits Your Life.

The information provided in this article concerning this app is based on information available from the owners of the app and in no way represents the opinion of growfinance and it’s authors.

Benefits Of PalmPay App

1. Trusted by millions of Nigerian users for seamless money transfers and payments.

2.  Enjoy free Transfers and Swift Transactions every day and every month.

3. Save flexibly with super amazing daily interest at up to 20% p.a., plus you can withdraw for free any time!

4. Get 20% discount on Every Airtime Tuesday and 10% discount on Every Data Friday.

5. Pay the exact amount at over 100,000 local shops.

6. Easy to sign up with your phone number and get mind-blowing Rewards.

7. 24/7 Customer Support is always available for you.

8. PalmPay is an intuitive financial app with account opening, money transfer, and bill payments in one.

9. PalmPay is worthy of your trust based on its safety and reliability. And it is fully licensed and regulated as a Mobile Money Operator by the Central Bank of Nigeria, insured by the NDIC, and trusted by millions of users.

10. With over 500 cooperation partners, PalmPay supports all scenarios you want to pay. You can get benefits in PalmPay APP, including amazing coupons for newbies, free transfer chances, cashback or discount on transaction, etc. Get with the times, download, and join us now.

Services You Get From PalmPay App

1. PalmPay Free Transfers

– 90+ free transfers every month.

– Instant transfer to over 500 financial institutions.


2. PalmPay Savings

– Flex your savings with super amazing daily interest at up to 20% p.a., accessible any time!

– Enjoy higher returns with fixed savings, lock your funds to earn up to 20% p.a.!


3. PalmPay Airtime Purchases

– Support 5 telecommunication operators, including MTN, Airtel, GLO, 9Mobile and Smile.

– Get 20% Discount on Airtime every Tuesday.

– Use Schedule Top-up to help you recharge automatically to avoid downtime.


4. PayPal  Data Bundle

– Get 10% Discount on Data Bundle Purchases every Friday.

– Exclusive Data Social Plan with MTN, get 1GB of Data at only N250.


5. Pay Shop

– Pay with PalmPay at over 500,000 local shops and get cashback everyday.


6. PalmPay Loan

– Repayment periods from 61 days to 6 months

Loan amount from N2000 to N500000

– APR from 36% to 300% per annum

*For example; N1000 is given for 90 days loan term,

*Interest: N90(9%rate)

*Total amount payable: N1090

*Representative: 36%APR

How PalmPay protects you

They take the security of your funds and data seriously. PalmPay uses the highest level of encryption to protect your personal and transaction information. Other ways PalmPay protects you are as follows:

1. Insuring Your Money

Your deposits are safe! Every Deposit made on PalmPay is insured by the Nigeria Deposit Insurance Corporation (NDIC).


2. Transaction Screening

They screen all transactions using international databases as their proprietary systems to prevent money laundering and fraud.


3. Security Certifications

PalmPay is PCI DSS certified to secure our users’ transactions against data theft and fraud.

They have been formally recognized by NITDA as being compliant with the Nigeria Data Protection Regulation (NDPR) for meeting the highest information security standards.


4. Fraud Protection

In addition to their automated systems, PalmPay’s compliance, transaction monitoring, issue resolution, and fraud prevention teams work full-time to intercept suspicious transactions, freeze suspected fraudsters’ accounts and follow up on reports.

Get  Started With PalmPay

Simply Download the PalmPay from Google play store and follow the prompts.

Reviews From Customers Of PalmPay

Many customers of PalmPay who have used the app for various services are happy with the app and comment that it works well.

However, some customers of PalmPay complain about difficulty doing the required verification in the app as well as their inability to cancel delayed transactions they would like to terminate.

For a detailed individual Customer reviews go to Google play store for details.


Contact Details Of PalmPay

They are always excited to hear from you. For any feedback, questions, or concerns, reach them via:

1. Helpline: 018886888

2. Email: [email protected]

3. Website: https://palmpay.com/

4. Address: 20 opebi rode ikeja, Lagos


To know more, find us on Facebook, Twitter, Instagram, and Telegram.

1. Twitter: @palmpay_ng

2. Facebook: @PalmPay Nigeria

3. Instagram: @palmpayapp_ng

4. TikTok: @palmpayapp

5. YouTube: @PalmPay

6. LinkedIn: PalmPay

You may also access their website for details


In conclusion, the above information about PalmPay app is provided to assist you when you have need for online loan and other servives to enable  you weigh this against other options open to you so as to take an informed decision. We equally advise that you check up our posts on risks associated with online loans, savings and transactions.


Equally note that our website, growfinance, neither provides loans and other  banking services nor promotes any app over the other but merely gives information to the public based on information available from app owners

Leave a Reply

Your email address will not be published. Required fields are marked *