PearlCash loan app: Review, How To Apply for the loan and customer care


PearlCash is a platform that provides easy access for users to take loans online. You can apply anytime anywhere, easy verification without collateral.

They offer loan of very small amount of money and very satisfactory. even the smallest bit of your dream; they are committed to lend.

The review below is based on the information provided by the owners of the app. Let’s start by seeing the benefits of using PearlCash loan app.

Why should you choose PearlCash?

Flexible Loan

1. Loan Nominal: up to ₦200,000

2. Period : 91-365 days

3. Max Apr : 15% per year

4. Loan Simulation:

If you choose a cash loan of ₦1,000 with a period of 91 days, the fees charged are as follows:

Monthly interest rate: 15%/12 = 1.25%

Monthly interest: ₦1,000 * 1.25% = ₦12.5

Monthly payment amount: ₦1,000/3 + ₦12.5 = ₦345.83

Total interest: ₦1,000 * (15%/365) * 91 days = ₦37.40

Total amount to be returned: ₦1,000 + ₦37.40 = ₦1.037.4

Pearlcash loan features

Easy Process

Enjoy the convenience of getting direct disbursement just from your smartphone. Complete your personal data, and once your application is approved, the funds will be disbursed to your account.

Loan Without Collateral

You can apply for a loan anytime, anywhere. Only with a valid Government ID, get unsecured credit up to ₦200,000.

Good Quality Service

PearlCash always strives to improve our quality and service, in order to meet customer satisfaction. If you have any questions or complaints, please contact to our customer service number.

Safe and Reliable

We protects all user information and we will not post your personal data to third parties without prior consent.

Convenient Repayment

You can check your PearlCash app and follow the instructions. In fact, early and on-time repayment may help you qualify for larger loans in the future.

Get convenience in applying for a cash loan directly from your smartphone! For your financial solution, download PearlCash app now!

Loan Requirements 

1. Nigeria resident aged 21-60 years.

2. Have a valid Government ID.

3. Have a source of a monthly income.

How to Apply For PearlCash Loan

1. Download PearlCash application via Playstore.

2. Register an account.

3. Complete all the information.

4. Choose the amount and period of the loan as needed.

5. Please wait for the verification process. If the application is approved, the funds will immediately be disbursed into your account.

Pearl cash customer Reviews

Many users of Pearlcash online loan app confirm that it is easy to use. The app really gives out loan to its customers. And the interface runs smoothly just as the owners specified, as discussed above.

Some users however complain that Pearlcash does not adhere strictly to their terms and conditions when the user defaults in repaying on the due date. Some others complain about high Interest charges.

Pearlcash Customer Service

Operational Hours: Monday to Friday: 09.00 – 18.00

Office Address: 251 – 252 HERBERT MACAU


Pearl cash customer service email: [email protected]

Leave a Reply

Your email address will not be published. Required fields are marked *