XCash Loan App – Review, is it legit? How to get the loan

When in urgent need of cash, you can have immediate access to instant online loan up to the sum of NYN100,000 via XCash loan app.

So you can borrow money online with Xcash loan app with ease.

The information provided in this article concerning this app is based on information available from the owners of the app and in no way represents the opinion of growfinance and it’s authors.

Legitmacy Of XCash Loan App

The Federal competition and consumer protection commission (FCCPC) is a Nigerian Federal Government Commission aimed at protecting consumers including loan product consumets from unfair business practices. FCCPC as part of it’s mandates has approved some loan apps and unapproved others.. Follow this link to access the full list of both in the FCCPC website as this will assist you verify the legitmacy of this app directly.

What Xcash Loan App Offers

The following are the main offers of Xcash Online loan app:

1.  Loans online amount: from ₦10,000 to ₦100,000

2. Loan period ranges from 91 to 180 days

3. APR from 24% to 56% per annum


If you choose a 6-month loan and borrow ₦10,000,Xcash charges an interest rate of 4% per month. Interest Rate: 24% and The APR is 56%.180 days Repayments of ₦24,00.Total amount payment is NGN12,400.

Requirements To Apply For And Get XCash Loan

For a successful loan application, you must meet the requirements below:

1. You must be a Nigeria resident

2. You must be aged between 20  and 55 years old


How To Get XCash Loan

To apply for and get online loan on Xcash app, you need an android phone and internet connection. Then follow the steps below:


1.  Download Xcash app on your android phone 📱

2. Install the Xcash APP from the play store.

3.Register for an account with your phone number and receive OTP.

4. Select the product you would like to apply for.

5. Fill out your information correctly then submit the application.

6. Get profile approval.

7. Get your loan disbursed into your bank account.


Reviews From Customers Of XCash

Many customers of XCash who have used the comment that it is very nice and works well.

However, some customers of XCash complain that the app sometimes malfunctions making it difficult to repay loans  promptly.

For a more detailed Individual review details click here to check up in Google play store.



Contact Details Of XCash

They are always happy to hear from you! If you have any feedback, questions or concerns, do well to contact them.

So, for more information, contents or suggestions do well to contact them via any of the channels below:

They are available 24/7 to assist you with your request

•Service Hotline: 017001000 (9am – 6pm(Mon-Fri), Sat-9am-5pm)

• Service Email: [email protected]

• Facebook : https://www.facebook.com/xcashng/

• Office Address: 45c Sauket St, Ikeja GRA, Ikeja, Lagos, Nigeria

In conclusion, the above information about XCash loan app is provided to assist you when you have need for online loan to enable  you weigh this against other options open to you so as to take an informed decision. We equally advise that you check up our posts on risks associated with online loans, savings and transactions.


Equally note that our website, growfinance, neither provides loans and other  banking services nor promotes any app over the other but merely gives information to the public based on information available from app owners

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